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Struggling to repay your dues? Want a personalised offer to repay your debts?
We’re here to help

Improve your credit score. Complete Privacy. RBI-compliant process.

India’s first empathy-first repayment support platform, built to help borrowers understand and navigate their way to resolution. We are a repayment support platform,  committed to guide you with structured repayment options that helps you move toward financial stability

Get Personalised Offer

Improve your credit score

Complete Privacy

RBI-compliant process

1 k+

 People Advised

10 +

Bank Experiences

1 +

Years of Delinquency Management

How Can We Help You?

We understand that repaying dues can get difficult sometime. Life can throw you curveballs and could cause financial stress.

  • We Understand you
  • We collaborate with you to figure out what’s stopping you from being debt free
  • Based on your current financial situation, we guide you to a Easy 2 Pay repayment plans options that would be a win-win for you as well as the lender.
  • Completely aligned with the lender’s guidelines.

What we do not do

  • We do not promise settlements or loan waivers.
  • We do not represent any bank
  • We do not represent you or take action on your behalf.

We operate with a simple philosophy
Help people like you to repay your dues with zero stress.

How It Works

Submit your details & KYC.

Share your loan details & CIBIL report.

Sign the user consent.

Talk to our experts.

We will advise you on the best possible outcomes to resolve your unpaid dues with your bank / lender.

Co-create your financial repayment plan and we will share it with the bank.

Receive a settlement offer.

Make your re-payments directly to the bank.

Celebrate your financial milestone.

We Believe Everyone Deserves a Second Chance.

Personalised

Easy 2 Pay repayment plans

Zero Judgement

We understand anyone can face financial stress

Fast & Simple

Just a few steps and you are on the way

Bank Network Support

We will work with lenders to help them review your offers

Let’s figure out how to move ahead, together

Get Personalised Offer

Why We’re Doing This?

Empowering You To Restart Your Financial Life.

We believe debt resolution should be simple and stress-free.

We help you regain financial stability without unnecessary burdens.

Testimonials & Success Stories

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Position, Company Name

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Name

Position, Company Name

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Name

Position, Company Name

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Name

Position, Company Name

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Position, Company Name

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FAQs

Can I really settle my debt for less than I owe?

Yes and no, some banks do offer settlements. 

We help you understand how settlement works and how to approach your bank with the right expectations. There is no guarantee that your debt can be settled for less always

Yes, settlements are marked as “settled,” which can affect your score. But it’s better than a default or legal action. Over time, your score can recover.

Yes. We can help you understand the implications and guide you on how to approach a settlement professionally.

No. We don’t represent you or the bank. 

We only guide you to structure your repayment options. 

We share your self-structured repayment plan with lenders as per their rules and norms 

The final approval/rejection outcome of any settlement plan is at the discretion of the lender / bank.

Never. 

iw2p is a free, lender-integrated repayment support platform that helps borrowers co-create fair repayment proposals and share them with their lenders — without stress, judgment, or negotiation middlemen.

No. iw2p is not a lender, law firm, or debt settlement agency. We do not lend money, offer legal advice, or negotiate on your behalf.

iw2p is owned and operated by Rezolution (Secure Debt Management Consultants Pvt. Ltd.), a leading, RBI-compliant collections partner working with banks, NBFCs, HFCs, and fintech lenders across India.

Yes. The core repayment support service is absolutely free for borrowers. We only charge a fee if you choose to subscribe to optional premium counseling services — which will be clearly communicated before you opt in.

You share basic information about your loan and your current financial capacity. Based on this, iw2p helps you create a repayment plan within the lender’s acceptable guidelines. The proposal is then submitted to your lender for review. Once approved, you follow through on the agreed terms.
No. We do not promise settlements, waivers, or reductions. We help you co-create proposals based on your current ability and lender policies. All decisions rest with the lender.
If your lender approves your repayment plan and you follow through on it, this could help stabilize or improve your credit profile. However, credit reporting is at the sole discretion of your lender. iw2p does not directly influence your credit report.
Yes. We follow strict data security protocols, and your information is stored securely on Microsoft Azure data centers located in India. We never sell your data.
No. We are not your representative or agent. We help you articulate your intent and share your proposal transparently with your lender.
No. We do not engage in direct negotiation. We enable you to co-create and submit your offer — it’s your voice, structured clearly.
No. We do not operate like a traditional settlement agency. Our role is closer to “structured repayment guidance” or “assisted self-resolution,” done in a fully compliant and lender-aligned manner.

A Trusted Initiative by

iwant2pay.com is an initiative by Secure Debt Management, a leading name in India’s debt resolution space. With years of experience working alongside major banks and financial institutions, we bring a structured, professional, and empathetic approach to help Indians regain financial stability.

Our goal is simple : bridge the gap between borrowers and lenders, making debt settlement a stress-free and transparent process. With the trust and expertise of Secure Debt Management behind us, you can be assured of ethical, professional, and effective solutions tailored to your needs.

Take the First Step
Towards Debt Freedom!

iwant2pay.com is an initiative by Secure Debt Management, a leading name in India’s debt resolution space. With years of experience working alongside major banks and financial institutions, we bring a structured, professional, and empathetic approach to help Indians regain financial stability.